Dental and Vision

Dental Insurance

• MUSC offers two dental insurance plans to benefits eligible employees through Blue Cross Blue Shield. The two Dental plans are Dental Plus or Basic Dental (formerly known as the State Dental Plan).
• Dental Plus pays more and has higher premiums and lower out-of-pocket costs. Basic Dental pays less and has lower premiums and higher out-of-pocket costs.
• Dental Plus has higher allowed amounts, which are the maximum amounts allowed by the plan for a covered service. Network providers cannot charge you for the difference in their cost and the allowed amount. The maximum yearly benefit for a person covered by Dental Plus is $2,000.
• Basic Dental has lower allowed amounts. There is no network for Basic Dental; therefore, providers can charge you for the difference in their cost and the allowed amount. The maximum yearly benefit for a person covered by Basic Dental is $1,000.
• You can enroll in dental benefits during: Your initial enrollment; Open enrollment in October of odd-numbered years; or a special eligibility situation.
• Dental Plan details can be found by visiting the PEBA website.
• For convenient, on-campus appointments visit the MUSC Dental Faculty Practice website.
• Dental Plus providers can be found by visiting the BCBS website.

Vision Insurance

• MUSC offers vision care benefits through the State Vision Plan, a fully-insured product provided through EyeMed Vision Care.

• The State Vision Plan covers:

  • A comprehensive eye exam once a year
  • Standard plastic lenses for eyeglasses, or contact lenses instead of eyeglass lenses, once a year.
  • Frames once every year
  • Members with Type 1 or Type 2 diabetes are eligible for office service visits and diagnostic testing once every six months to monitor for signs of diabetic changes in the eye.
• The EyeMed Vision Plan Provider Network is Select.
• You can enroll in vision benefits during: Your initial enrollment; Open enrollment in October each year; or a special eligibility situation.
• For convenient, on-campus appointments visit the MUSC Storm Eye Institute website.
• Visit the EyeMed website to view providers and the PEBA website for additional information.